With the Federal Reserve's recent action to lower the federal funds rate and home loan rates trending downward in recent months, the interest outlook is turning the corner. Consequently, many ...

"The recent easing in mortgage rates has begun to open the refinance window for many borrowers, particularly those who ...

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are ...

Declining mortgage rates in late 2025 are boosting refinance and home equity borrowing, with homeowners holding $11.2T in ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You took out a home ...

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

Find the best HELOC for you. Get matched with an Authorized Partner. Each time you make a payment toward your mortgage loan, your stake in your home increases. This is known as your home equity. In ...

Home equity loans, HELOCs and cash-out refinances are three popular ways to borrow money, using your home as collateral. A cash-out refinance replaces your existing mortgage while home equity loans ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Disabled veterans have ...

If you meet the minimum requirements, refinancing a home equity loan may lower your interest rate and reduce your monthly payments. Some or all of the mortgage lenders featured on our site are ...

Refinancing is the process of changing your home loan or mortgage to new terms, including the interest rate, the loan duration and the loan type. A home equity loan, often called a second mortgage, is ...