When applying for any new form of credit, including a car loan, your credit score is one of the most influential factors in determining your interest rate. The higher your credit score, the more ...

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

There is no universal minimum credit score requirement, but a higher score will get you a better rate There is no standard minimum credit score required to refinance a car loan, but higher scores ...

A higher credit score often leads to better-than-average rates.

Quick Read Auto lenders dropped median origination credit scores to 716 in Q4 2025 from 724 in Q3 2025, approving subprime borrowers with minimal financial cushion to maintain origination volume of ...

FICO on Wednesday announced that Associated Bank has successfully upgraded from FICO Auto Score 8 to FICO Auto Score 10, leveraging dual processing to validate predictive benefits, enhance ...

Median auto loan origination scores fell 8 points to 716 in late 2025 as lenders approved riskier borrowers to maintain $181 billion in quarterly originations. This drop contrasts with a steady rise ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit score can be the key to the things you want in life: a new home, a new car or even a new job. However, several types ...