Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Our picks for the best money market account rates are offered by Vio Bank (5.30%), Quontic Bank (5.00%) and EverBank (3.75%), but you can get rates as high as 5.25% from Wisconsin Bank & Trust.

A joint account is a type of bank account shared by two or more people. It can be a convenient tool if you need to manage money with another person, such as a family member or partner. At the same ...