Rates on bank certificates of deposit are dismal. The best you can do as of early November 2020 is a mere 0.65% for a one-year CD, 0.85% for a three-year CD, and 1.00% for a five-year certificate, ...

SOME people think of him as Mr. Annuity. I don't. To me, Danny Fisher is the Morningstar of fixed-income annuities. If anyone in the country has a larger database, with more history of fixed-income ...

When Fidelity Investments recently crunched the data on its retirement accounts customers, it found that 37% of those born between 1946 and 1964 (so-called Baby Boomers) have more equity holdings than ...

In 2025, both annuities and certificates of deposit (CDs) offer attractive, guaranteed returns, especially as interest rates are expected to drop soon. If you're looking for a safe, fixed return on ...

Many Americans worry about running out of money in retirement-- or not having enough savings to maintain the lifestyle they have planned. In addition to Social Security benefits and pensions, ...

Q: A recent book on retirement planning suggests that once your portfolio has reached the size to fund your retirement, you should convert about one-half of it to income ladders to fund your first 10 ...

CD-type annuities don't need to be managed. Paying advisor fees will reduce what you get. MEDFORD, OR / ACCESSWIRE / May 2, 2023 / Fixed-rate annuities don't belong in a fee-based managed portfolio ...

This article is reprinted by permission from NextAvenue.org. Personal finance journalists and advisers have often discouraged people from buying annuities for retirement income because the financial ...

Fixed-rate annuities act much like bank certificates of deposit but usually pay much higher rates than CDs of the same term. How can insurers afford to do that? After all, both banks and insurers pay ...

In my previous article, I detailed how much income you can get from an immediate or deferred income annuity. This article will cover how much income a fixed indexed annuity with a lifetime income ...