GREENSBORO, N.C. — Gift cards, or pre-paid credit cards from Visa, Mastercard, or AMEX gift are common. Chances are you’ve given one to someone or you have one yourself. The common issue is not ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...

Check your card's expiration date and your credit limit -- an expired or maxed-out card could cause it to be declined. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

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With more than 50 million redeemed miles under her belt, Becky Pokora is a rewards travel expert. She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, ...

Chidinma Iwu is a Journalist and Content Specialist who covers the intersection of culture, tech, and finance. Her articles can be found in Shondaland, Paste, The daily dot, the Daily Mail, The ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...