Car insurance is a necessary expense for drivers, but the cost can vary significantly depending on several factors. One factor that can have a surprising impact on your premium is your zip code.

Where you live can matter more than how you drive. A Louisiana driver with a spotless record pays nearly 2.5 times more than an identical driver in Vermont — not because they're a bigger risk behind ...

You drive safely. You haven’t filed a claim in years. Yet, when that auto insurance bill arrives, the number seems stubbornly high. Why? Most drivers believe their rate is based solely on their ...

Urban dwellers generally pay more for insurance than rural residents, with premiums sometimes tripling when you move from the farm to the city. Metro News Service photo Urban dwellers generally pay ...