CardRates.com

CFPB: Credit Card Spending Hit $3.6T in 2024

There is much to take away from the CFPB review of the credit card market. In 2024, purchase volume increased to $3.6 ...

Here's What Happens When You Request a Credit Limit Increase

When you request a credit limit increase, your issuer immediately reviews your risk profile. That review can raise your ...
GOBankingRates on MSN

What Would Happen if Americans Stopped Using Credit Cards? ChatGPT Reveals 5 Major Economic Shifts

According to the chatbot, ending credit card use would slash consumer spending, hurt banks, kill rewards, weaken credit ...
CardRates.com

Mercury’s Bank Charter Bid Signals a New Competitive Threat to Card Issuers

Patriot Bank is the issuer for Mercury’s business credit card, which offers cardholders the ability to earn 1.5% cash back on ...

Understanding the Credit Card Accountability Act: Protecting Users

Learn about the Credit Card Accountability Act, which safeguards users from abusive credit card practices, reduces fees, and improves transparency in the financial world.
The Points Guy

Mid-tier refreshes, transfer ratio devaluations and more: TPG's credit card experts predict 2026 trends

Augusta and Ben both believe that we'll see this turn into a proper trend in 2026. Ben said that with card issuers' travel ...

Credit card interest rate forecast for 2026: Rate cuts will bring little relief to cardholders

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

In a luxury-focussed card market, BoB Card bets on health and insurance

With rising medical costs and changing customer preferences reshaping how credit cards are used, BoB Card is moving away from ...