Clothing retailers sell their shoppers more than jeans and sweaters. Major apparel companies also sell credit, often with very high fees, like The Gap’s 21.7% starting interest rate, and US to late ...

Identity and data thieves are less likely to open a new credit card or other loan in a consumer's name if the consumer has bad credit, according to a new report released today by Experian Information ...

Has your credit card information been exposed in a data breach? If not, it probably will be at some point. According to the Identity Theft Resource Center (ITRC), 14.2 million credit card numbers were ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

Banking regulations haven't caught up with gift cards, which fraudsters are using to steal money from people in ways that are difficult to trace or reverse. The Conversation, CC BY-ND Wednesday ...

The average credit card rate is 20.51%, Bankrate reports. That’s a hair below the all-time record, 20.79%, set in August. Card rates are so high, in part, because of the Federal Reserve. The central ...

If you’re a young person just starting out or someone seeking to get ahead financially, building a strong credit history may seem daunting. On the one hand, you need to establish a track record of ...