Your retirement plan doesn't have to be written in stone. In fact, it may not be a bad idea to leave room for changes.

Business owners need to understand how their business uses cash and how to spend the cash that comes in effectively. The best way to do that is through a budget.

Create this important document to show investors the true net worth of your business, and to keep track of your financial trajectory. If the income sheet shows what you’re earning, the balance sheet ...