Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

The simple step of setting up spending notifications in your credit-card app can help you avoid using up too much of your ...

Earning passive income doesn't need to be difficult. You can start this week. A credit limit is the amount that a card issuer allows you to spend on your account. A credit card company may sometimes ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

If you’re looking to improve your credit score, you’re probably wondering exactly how long does it take to improve credit score? The truthful answer might feel unsatisfying — it depends. But don’t let ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

A higher level of worthiness is a positive sign to lenders, so it is worth taking steps to avoid bad habits that could be detrimental to your financial standing. Below are 10 simple ways that may help ...

A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check ...

Learn how credit scores influence car loan interest rates in 2025.

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...