Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

GREENSBORO, N.C. — Gift cards, or pre-paid credit cards from Visa, Mastercard, or AMEX gift are common. Chances are you’ve given one to someone or you have one yourself. The common issue is not ...

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

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Tiffany Wendeln Connors was a senior editor for CNET Money with a focus on credit cards. Previously, she covered personal finance topics as a writer and editor at The Penny Hoarder. She is passionate ...

These cards can be a useful tool for getting out of debt Written By Written by Contributor, Buy Side Aaron Hurd is a contributor to Buy Side and a finance expert on credit cards, travel rewards, ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...