Given today's economic conditions, though, there are some unique considerations to take into account before you do that. So, ...

While target dates with annuities are still a small fraction of target-date assets, there are signs that more plans are adopting these strategies and reasons to believe the growth will accelerate, ...

People who buy annuities for lifetime income often think of them as an investment, when they're more like insurance, experts ...

Annuities offer guaranteed income and tax-deferred growth, but downsides may include high fees and opportunity costs.

David from Marana, Arizona called into Talking Real Money with a question many retirees carry quietly. “I have a $100,000 ...

Key Points High-yield savings accounts currently offer close to 4% interest rates with no fees at many banks, making them a ...

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Marguerita is a Certified Financial Planner (CFP), Chartered ...

(Dow Jones) A new variable annuity will allow investors to build their portfolio by choosing subaccounts that invest in an increasingly popular class of investments: exchange-traded funds. The ...

Variable annuities are often sold on the promise of one compelling idea: you can participate in market gains without bearing the full risk of market losses. It’s an attractive pitch, especially for ...

While I discussed a variety of ways that insurance companies manage the risks around supporting lifetime income guarantees, fees are the headline mechanism for managing the guarantee risk. Fees can be ...

With this clause you can exchange an annuity without paying income tax George Lambert has spent 30+ years in the financial industry; his roles include CFP, certified divorce financial analyst, and ...

If you're nearing retirement right now, you're likely weighing options for turning your savings into reliable retirement income. The market has, after all, been anything but predictable recently, so ...