Today, whenever someone applies for a loan or credit card, the first thing that comes up is their credit profile. Many people ...

Usually, people check their CIBIL score with apps like Paytm, Cred, Google Pay, and get to know what their credit score is. But have you ever wondered how the credit report is downloaded if someone ...

Learn the CIBIL full form, how scores are calculated, and why credit reports matter for loan approvals in India.

Every Indian is entitled to one free credit report a year from each bureau, but most people never use this right or don’t know where to find the reports online.

When you hold the best credit score in India or something close to it, lenders tend to see you as a preferred customer. That ...

Securing a personal loan in 2025 involves meeting eligibility criteria, including a CIBIL score of 750+, and clearing ...

Credit report errors such as incorrect details, misreported repayments, active closed loans and duplicate accounts can reduce ...

To stop the rampant mismanagement by Credit Information Companies, the RBI has issued a draft of proposed changes.