The problem with the credit-card industry isn’t just credit-card companies — it’s you too. This week the Senate takes up a bill that would seriously clamp down on some of the industry’s most unsavory ...

Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

Credit-card debt is soaring, interest rates on balances have moved into the 30% range on many cards, and delinquencies and bankruptcies are rising. The statistics are grim as consumers fight to keep ...

For years, the typical caller at CareOne Credit, one of the biggest debt-counseling outfits in the nation, has been a woman in her 30s with a yearly family income of $30,000 to $35,000 and a credit ...

Credit unions present themselves as the "good guys," non-profit member-run organizations incapable of engaging in predatory financial services. While this is true for many, my research has uncovered ...

A Technologist? Really? When asked what they want to be when they grow up, most kids will answer: police officer, actor, astronaut, vet. But not Zilch co-founder Philip Belamant. Even back then, he ...

For decades, Brazil has had a huge credit problem. It is Latin America’s largest country and has one of the highest interest rate spreads in the world. To give you an idea of just how bad it is, ...

Avoiding late fees on credit card bills is crucial for users to ensure that credit card usage remains a pleasant experience. Such discipline can also help card users to maintain a clean credit profile ...

UBS acquired Credit Suisse for just CHF 3 billion, a very small amount of money for such a bank. Although the deal looks like a bargain, more problems for UBS are likely ahead. The employees are ...