Interest rates for credit cards to mortgages jumped since the Fed began fighting inflation in 2022. Here's where experts think rates are headed.

SIGN UP for TheStreet's FREE daily newsletter 🏦 🏡 Though the federal funds rate isn't the main determinant of mortgage rates, it does influence borrowing costs, which factors into mortgage rates. Lower interest rates also improve consumer confidence,

The Fed should not commit to further interest rate cuts until it is clear whether the Trump administration's tariff policies lead to persistent inflation or a less serious, one-time adjustment in prices,