Your CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify ...

A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check ...

When you hold the best credit score in India or something close to it, lenders tend to see you as a preferred customer. That ...

CIBIL, Experian, Equifax and CRIF High Mark. You are entitled to one free report per bureau every year, and many banks and ...

Today, whenever someone applies for a loan or credit card, the first thing that comes up is their credit profile. Many people ...

If you're considering a home, car, or any other personal loan, it's crucial to understand your CIBIL Score before applying.

A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and timely repayments helping maintain strong creditworthiness in today’s ...

Credit report errors such as incorrect details, misreported repayments, active closed loans and duplicate accounts can reduce ...

The first thing to do before you apply for a home loan is to determine whether you are eligible. By checking your home loan eligibility before applying, you'll understand how much you can borrow and ...

Interest on a housing loan is the cost you pay for borrowing the loan amount. Your EMI is made up of principal and interest.

The State Bank of India (SBI) has slashed its lending rates after the RBI reduced the repo rate on December 5.