A small unpaid balance can trigger interest charges, score shifts, and reporting issues even if you pay your bill on time.

If high-interest balances have been weighing you down, now is the perfect time to take control and start fresh.

Now that the government is back in business, your score should rebound as you pay off the debt. It takes time, so be patient.

There's not enough time left in the year to start a full-on side gig, but you can pick up random freelance work to do during ...

You can save hundreds on interest with a balance transfer. Here are three top cards offering long intro APR periods and real ...

Get SMS alerts for low nol card balance to avoid travel disruptions. Stay informed and top up easily with RTA's new feature.

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

According to TransUnion, one the U.S.’s three largest credit reporting agencies, the average American held $6,523 in credit ...

To pay off credit card debt, start with your credit score to assess your options. Checking your credit score will not damage your credit.

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

I’m 49 and have $56K in credit card debt. I’m spending $2K a month to pay it down but have a $22K check. How do I use it to ...