Your CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify ...

A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check ...

When you hold the best credit score in India or something close to it, lenders tend to see you as a preferred customer. That ...

CIBIL, Experian, Equifax and CRIF High Mark. You are entitled to one free report per bureau every year, and many banks and ...

Today, whenever someone applies for a loan or credit card, the first thing that comes up is their credit profile. Many people ...

Nowadays, almost every working professional and business person uses a credit card. Lured by online shopping, EMIs, cashback, ...

A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and timely repayments helping maintain strong creditworthiness in today’s ...

A loan closure can nudge your score up or down depending on timing, repayment history and what else is in your credit file. Here’s how it actually works.

The first thing to do before you apply for a home loan is to determine whether you are eligible. By checking your home loan eligibility before applying, you'll understand how much you can borrow and ...

A car loan application can briefly reduce your credit score due to hard inquiries, but disciplined EMI repayment strengthens credit health and supports smarter borrowing decisions in the evolving ...

Interest on a housing loan is the cost you pay for borrowing the loan amount. Your EMI is made up of principal and interest.