Now that the government is back in business, your score should rebound as you pay off the debt. It takes time, so be patient.

A small unpaid balance can trigger interest charges, score shifts, and reporting issues even if you pay your bill on time.

HAVE you ever checked your GCash or savings account only to realize, “Wait, why is my balance so low?” You try to remember ...

Paying a credit card once a month is the default for most people, but shifting to a weekly rhythm can quietly change how much interest you pay, how your credit score looks and how in control you feel ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via Email Credit card interest rates are often higher than other financial products like personal ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

If you’re like most people, your relationship with your bank is mostly fees, passwords, and the occasional fraud alert. You ...

By Ama Amissah WUJANGI If Detty December had a passport, it would have ‘Ghana’ stamped in it every year. From Accra to Kumasi to Takoradi, from rooftop day parties to all-night raves, from concerts to ...

Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight ...