I wanted my family of five to travel more, so I created budgeting strategies to take more vacations. I know when to splurge and when to save.

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

​Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home or car loans, and unsecured credit, such as credit cards and personal ...

To minimize the impact on your credit score when closing a card, ensure that there is no or minimal effect on your credit mix. This way, any slight decrease in your score will be temporary. If ...

A high credit score feels like a win, but many borrowers don’t actually cash in on it. They still accept the first offer they ...

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Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

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Kim Kardashian revisits Dash’s debt-strained beginnings on The Kardashians, linking the boutique’s credit-card origins to the business principles that later shaped her multibillion-dollar empire ...

A loan closure can nudge your score up or down depending on timing, repayment history and what else is in your credit file. Here’s how it actually works.