Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

A high credit score feels like a win, but many borrowers don’t actually cash in on it. They still accept the first offer they ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

Brittany Brown is a full-time copywriter writing covering real estate and personal finance topics like budgeting, investing, credit cards, and more. She is currently working to become an accredited ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

A 750+ credit score does more than unlock bragging rights, it quietly reshapes how lenders, landlords, and even some ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

For more than a decade, Americans watched their credit scores climb steadily upward, a reassuring sign of improving financial health following the Great Recession. However, it appears the streak has ...

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.