Now that the government is back in business, your score should rebound as you pay off the debt. It takes time, so be patient.

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to ...

VantageScore, owned by the three major credit bureaus Experian, Equifax and Transunion, will be another choice for mortgage ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

None of us chose the credit system that underlies our consumer economy, but good luck opting out. Here's how to keep a good ...

A revolution is playing out quietly in the world of debt recovery, thanks to artificial intelligence. Bots are now collecting ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

Debt resolution can offer relief, but rebuilding after it's done takes time. Here's what that recovery looks like.

What to know about credit repair companies Credit repair companies can review your credit report for inaccuracies and dispute ...

Jason Penrod, a former Polk County lawyer accused of diverting nearly $1.8 million from a client, pled guilty to grand theft ...

A bill to eliminate New Jersey’s high school graduation proficiency exam advanced in the Assembly Education Committee, ...