The simple step of setting up spending notifications in your credit-card app can help you avoid using up too much of your ...

A 750+ credit score quietly unlocks better rates, higher limits, and faster approvals without you doing anything extra.

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Identity theft victims surged from 43% to 78% in just one year. AI-generated scams are draining bank accounts, wrecking ...

Q: I’ve been having an issue while trying to rent a condo apartment. I have a good job, drive a nice car and have a credit ...

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

Same car, same record — but double the insurance cost? Your credit score is the culprit. Learn what insurers see, plus 6 ways ...

A higher level of worthiness is a positive sign to lenders, so it is worth taking steps to avoid bad habits that could be detrimental to your financial standing. Below are 10 simple ways that may help ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

A high credit score feels like a win, but many borrowers don’t actually cash in on it. They still accept the first offer they ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

Americans’ credit card balances are expected to increase by the smallest annual amount next year since 2013, excluding the ...