A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check ...
If you're considering a home, car, or any other personal loan, it's crucial to understand your CIBIL Score before applying.
Your CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify ...
If you're a credit card user, your credit score is more important than you might think. It's not just about loan approval or ...
When you hold the best credit score in India or something close to it, lenders tend to see you as a preferred customer. That ...
Learn the CIBIL full form, how scores are calculated, and why credit reports matter for loan approvals in India.
The Supreme Court (SC) on Monday sought detailed affidavits from Punjab National Bank (PNB) and State Bank of India (SBI) on whether a petitioner who claims he has never taken a loan has been wrongly ...
A strong credit score reduces credit card costs by securing lower interest rates, higher limits and better offers while poor scores increase borrowing risks, making responsible credit behaviour ...
A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and ...
The Supreme Court has sought responses from the Punjab National Bank (PNB) and the State Bank of India (SBI) on whether a ...
A loan closure can nudge your score up or down depending on timing, repayment history and what else is in your credit file. Here’s how it actually works.