Salary is typically the most important factor when choosing a job, and for pretty obvious reasons. You need money to put a ...

Here's an eye-opening statistic: older Americans are more afraid of running out of money than of death itself. And retirees have good reason to be worried about making their assets last. People are ...

Contributions to a Roth 401 (k) are made with after-tax dollars, so you don’t get a tax break for the year, but qualified withdrawals are tax-free in retirement (so long as you’re over 59½ and the ...

In a recent monthly newsletter from IRA expert Ed Slott, a discussion of loan options from retirement accounts referenced a ...

The rules for these employer-sponsored retirement plans are once again being adjusted a bit to reflect inflation.

As employees struggle with extending their savings well into retirement, a new collaboration between Vanguard and TIAA is set ...

Historically, the US equity market has had a seriously negative sequence of returns only a few times over the past 92 years: 1929-32, 1939-41, 1973-74, and 2000-02. These were all periods with equity ...

Postponing your retirement by a few years can be a surprisingly effective strategy. If you're, say, seven years from retiring ...

Do you know where your retirement savings are invested? When I looked into mine, I discovered that parts of it ran counter to ...

Income investing with dividends can reduce retirement risks vs. fixed withdrawals. Learn more about how to make your ...

The IRS unveiled contribution limit changes for popular retirement plans, including 401(k) plans and IRAs. Americans who contribute to 401(k) and 403(b) plans, as well as governmental 457 plans and ...

For simplicity, employers might prefer the SIMPLE IRA. For flexibility, a 401(k) plan provides a wider array of choices. Many, or all, of the products featured on this page are from our advertising ...