What’s the difference between a Price Drop vs. Seller Concession? Let’s look at it in terms of what’s Best for YOU as a Seller. It might seem the same on paper, but in real life, they’re very different: PRICE DROP • Lower list price = more buyer interest and showings —> more competition • Can reset momentum if your home has been on the market • Helps attract buyers in a shifting market SELLER CONCESSION • Price stays the same, but you cover certain buyer costs • Can go toward closing costs, rate
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Price drop vs. seller concession — here’s the difference. Most buyers think negotiating a lower purchase price is the best way to save. But when you break down the math, it often makes more sense to ask for seller concessions instead of just a lower price. 👉 Example: • Home price: $700,000 • If you negotiate the seller down $10,000 → your loan is now $690,000. That’s only about $61 less per month because the savings are stretched across 30 years. • But if you ask the seller to give you $10,000
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