David Goggins on Instagram: "Time. Time is running out! I know some of you think you are young and have so much time. I am here to tell you that in the blink of an eye, all that time is gone and all you will be left with is regret. That said, we do live in a different generation and I am sure that most of you probably don’t even give a fuck. But, for those who do, you better stop thinking and start fucking doing! Stay hard!"

American homeowners are racing to take advantage of a little known service called Home Equity Investment that lets them unlock up to $600,000 without any monthly payments or refinancing their mortgage. Many people have already taken advantage of home equity investment have used the money to help pay off debt and renovate their homes. Currently homeowners in about 20 states are eligible, and the income and credit score requirements are quite flexible, with a score of roughly 500-550 required, whi