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I have 7 credit cards in my wallet — but these are the 3 I cannot live without: Bilt Palladium. Amex Gold. Amex Platinum. ⸻ 1️⃣ Bilt Mastercard Palladium — Catch-All Annual Fee: $495 • 1x rent (no transaction fee) • 2x everything else • 4% Bilt Cash on eligible purchases • Priority Pass lounge access Transfer partners include: Japan Airlines (JAL), Hyatt, Alaska Airlines, Emirates. That’s premium cabins to Asia. Hyatt redemptions with outsized value. Alaska sweet spots. Emirates First. One of th
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