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What Is a Bank Rating (Bank Credit Rating)? A bank rating is an internal score that banks and lenders use to evaluate the financial health and credibility of your business—specifically through your business checking account behavior. Unlike your credit score, bank ratings are not public and aren’t shared between banks. But they are heavily used behind the scenes to decide whether or not your business gets approved for loans, credit lines, or overdraft protection. ⸻ How Is a Bank Rating Calculate
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