That $150K Compound Interest Panic? It's a Rounding Error
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That $150K Compound Interest Panic? It's a Rounding Error
They take $15,000, punch it into a compound interest calculator at 8% over 30 years, and panic when they see $150,000. That math isn't wrong. It's incomplete. The honest question isn't "what could $15K compound to?" — it's "does this specific expense meaningfully change my timeline to financial independence?" For most high-earning households ...
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