Default Judgment Definition & Example
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Default Judgment Definition & Example
2.9K views1 month ago
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Silence in court isn’t neutral. It’s consent. When you’re served with a debt lawsuit and you don’t file an Answer, the court can enter a default judgment. That means wage garnishment, bank levies, liens, and long-term credit damage — without a trial. Civil procedure runs on deadlines and responses. If you stay silent, the system keeps moving without you. Filing a timely Answer, asserting affirmative defenses, and demanding proof through discovery forces the plaintiff to actually prove standing,
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Silence in court isn’t neutral. It’s consent. When you’re served with a debt lawsuit and you don’t file an Answer, the court can enter a default judgment. That means wage garnishment, bank levies, liens, and long-term credit damage — without a trial. Civil procedure runs on deadlines and responses. If you stay silent, the system keeps moving without you. Filing a timely Answer, asserting affirmative defenses, and demanding proof through discovery forces the plaintiff to actually prove standing,
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