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Requesting a credit limit increase is a common strategy to improve your credit utilization ratio, which is a key factor in determining your credit score. Here’s a breakdown of how it works and why it can help: 1. What is Credit Utilization? Credit utilization measures how much of your available credit you’re using. It’s calculated by dividing your total credit card balances by your total credit limits. For example: \t•\tIf you have a credit limit of $10,000 and a balance of $2,000, your credit u
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